Articles
Dealing with a Drop in Income
When Your Income Drops Sometimes a household’s income drops suddenly because of a job layoff, an illness or death, or a divorce. It’s natural to feel shocked or panicked or to want to ignore the situation. Whatever the cause, the best thing you can do is to figure out if your new income covers all […]
Resources for Information About Credit Reports and Credit Scores
This article includes websites that offer more information about your credit report and related items, how to dispute errors in your credit report, and where to get help if you have fallen behind on payments or experienced other difficulties.
Security Freezes and Fraud Alerts
Beginning in 2018, security freezes are free in Wisconsin. You can find more information about security freezes in the UW-Madison Division of Extension Credit Report Freeze fact sheet. If you believe you are the victim of identity theft, visit the Federal Trade Commission’s identity theft website, which lists the steps you need to take. The […]
Credit Inquiries
Each time you or somebody else requests a copy of your credit file, the request is recorded on your credit report as an “inquiry.” Inquiries are listed on your free credit report.
Financial Literacy Workshops for Families
Planning for Tax Time
As you probably know, almost everyone with an income needs to file a tax return. You may be dreading tax time because you’re afraid that you owe money to the Internal Revenue Service (IRS) or the state. But, it’s just as likely that you’ll be getting a refund!
Spending Your Money
What does the word “budget” mean to you? Pinching your pennies or clenching your wallet? Now think about the words “spending plan.”
Cómo establecer objetivos para su dinero
English | Spanish Un “objetivo” es un propósito. Es una dirección hacia la cual avanzar. Un objetivo puede orientarlo(a) en la dirección que usted desea. Una buena manera de comenzar es pensar en lo que es importante para usted. Usted puede establecer objetivos para su salud, sus hábitos, su trabajo, su educación o su familia. […]
Setting Goals for Your Money
A “goal” is a purpose. It’s something to aim for. A goal can point you in the direction you want to take. A good place to start is thinking about what’s important to you. You can set goals for your health, your habits, your work, your education, or for your family. Once you know your goal, you can decide how to move forward.
