Outsmarting Scammers

Have you ever fallen for a scam? If so, you are not alone. The Department of Agriculture, Trade and Consumer Protection’s website states that “consumers lose more than $40 billion a year to telemarketing fraud”. And it’s just getting worse. According to a 2021 Scam and Robocall Report, phone scam attempts increased by over 116% in […]

Extension’s Impact: Boosting Financial Skills for Social Workers

One in three Wisconsinites is struggling to afford necessities such as housing, food, clothing and transportation. Across our state close to 600,000 people live below the federal poverty level, and an additional 1.3 million Wisconsinites live in a household that struggles to cover basic household expenses. Many individuals and families turn to social service agencies […]

Coping with Rising Prices

With gas prices passing $4.00/gallon in Wisconsin many of us are feeling the pinch at the pump. While many families are still recovering from losing income during the pandemic, the current spikes in prices for gas and food can feel particularly hard to manage right now. Consider trying some of the strategies listed below to […]

Tools to Cope with the Financial Impact of COVID-19

COVID-19 has impacted our lives in many ways. View and download the Tools to Cope with the Financial Impact of COVID-19 guide. Find more answers to Frequently Asked Questions about financial resources on our webpage.  

Managing Your Personal Finances in Tough Times

Managing Your Personal Finances in Tough Times is designed to share trusted resources used or developed by UW-Madison Division of Extension Financial Education professionals. It is designed to help people make sound financial choices in tough times. All materials are free for personal use. Extension financial educators who can help you find resources and come […]

Considering Foreclosure and Bankruptcy

When your income drops, the paychecks may stop coming, but the bills don’t. You’re legally obligated to pay all debt, but when you don’t have enough money to cover your monthly expenses and pay your creditors the minimum amount due, you face some tough decisions. If you owe a large amount of money and your […]

Keeping Up with Credit and Debt

You hate to let a temporary financial setback impact your good standing with your creditors and lower your credit score for years to come. If you find that money is tight and you won’t be able to keep up with bills, take action right away. Not all creditors will accept payment plans, but they’ll be […]

Resources for Individuals with Disabilities

Sometimes people lose income due to having an illness or accident that has lasting effects. This section provides information and resources to explore for Social Security disability benefits or supplemental income. Social Security Disability Benefits To qualify for Social Security disability benefits, a person must first have worked in jobs covered by Social Security. See […]

Cutting Expenses and Increasing Income

There are steps you can take to get a handle on your finances – and your financial stress. The very first step is to figure out if your income covers all of your current expenses. An increase in expenses or a drop in income usually means a change in lifestyle. The sooner you look at […]

Creating a Budget

Sometimes a household’s income drops suddenly because of a job layoff, an illness or death, or a divorce. It’s natural to feel shocked or panicked or to want to ignore the situation. Whatever the cause, the best thing you can do is to figure out if your new income covers all of your current expenses. […]

Keys to Resilience

We often hear that people are “resilient.” They manage to not only get through tough times but end up actually stronger than they were before their troubles began. While it may sound a little trite, research actually has found that individuals and families can indeed be resilient. When confronting stressful challenges, many do have the […]

Talking with Family and Managing Stress

Talking with Your Family about Financial Difficulties A drop in income, whether it’s due to being laid off from a job, a drop in hours, or a decrease in income from investments is a scary and unsettling situation for both adults and children. It is important to talk through the situation with family members as […]

Support Extension