Talking with Your Family about Financial Difficulties A drop in income, whether it’s due to being laid off from a job, a drop in hours, or a decrease in income from investments is a scary and unsettling situation for both adults and children. It is important to talk through the situation with family members as […]
When Your Monthly Budget Needs a Tune Up Whether it’s due to a drop in income, a big unexpected expense, or the cost of everyday living overtaking your paycheck, there are steps you can take to get a handle on your finances – and your financial stress. The very first step is to figure out […]
When Your Income Drops Sometimes a household’s income drops suddenly because of a job layoff, an illness or death, or a divorce. It’s natural to feel shocked or panicked or to want to ignore the situation. Whatever the cause, the best thing you can do is to figure out if your new income covers all […]
This article includes websites that offer more information about your credit report and related items, how to dispute errors in your credit report, and where to get help if you have fallen behind on payments or experienced other difficulties.
Security freezes are free in Wisconsin. You can find more information about security freezes from the Federal Trade Commission (click link). If you believe you are the victim of identity theft, visit the Federal Trade Commission’s identity theft website, which lists the steps you need to take. The FTC has a second website, “identitytheft.gov,” with […]
Each time you or somebody else requests a copy of your credit file, the request is recorded on your credit report as an “inquiry.” Inquiries are listed on your free credit report.