Division of Extension
Have you noticed more hurricanes, tornadoes, wildfires, and other extreme weather events in many parts of the country in recent years? So have insurance providers. They’ve responded by raising premiums and in some cases stopping coverage all together. How can you protect your home–for many of us our largest asset–in the event of damage or […]
While no one wants to think about disasters, odds are you might one day be faced with something unexpected–a flood,wildfire, hurricane, landslide, or tornado–that forces you to either evacuate your home or to stay there for an extended period of time. Being prepared for the unexpected can give you peace of mind. Emergency Kits and […]
In the aftermath of a natural disaster (or disaster of any kind), things can be chaotic. ATMs may not be working, phone lines and Internet might be down and businesses that you need to contact may not be staffed. It’s important to think ahead about how you will keep your money and your personal financial […]
Renters insurance protects you, the renter when your belongings are stolen or damaged due to fire, flooding, or other events listed in the insurance policy. Renters insurance does not cover the structure where you live; this is covered by the landlord’s insurance policy. Renters insurance pays you for losses up to limits of the policy. […]
While retirement can be a different experience for each person, once you stop working, you’ll need sources of income to support yourself. Retirement income can come from savings and social assistance programs such as social security retirement benefits. Social Security, also called ‘Old Age, Survivors, and Disability Insurance’ (OASDI), is a federal program that provides […]
Perder su trabajo puede conllevar un impacto serio en su vida. Más allá de los problemas financieros que la pérdida del empleo puede significar para una persona y su entorno cercano, también implica un desafío en el área del bienestar. Según la Asociación Estadounidense de Psicología, las investigaciones en torno al desempleo muestran que perder […]
When bills like hospital and other medical bills, credit cards, and other debts come with amounts owed that are bigger than last month, it can seem like you’ll never be able to get them all paid off. There are several different ways of tackling debt. Take a look at the choices below and pick the […]
To lower your costs when shopping for groceries and other items or services, you can use a coupon, which is a ticket or code that gives you a discount. Coupons can lower the price of a purchase by a certain dollar amount or a specific percentage. A study by Consumer Reports found that a third […]
Losing your job can have a big impact on your life. Beyond the financial challenges that job loss can have on a person and their household, there are also wellbeing challenges. According to the American Psychological Association, research on unemployment shows that losing a job can impact a person’s mental and physical health. This article […]
Information on most topics is widely available through a web search or using an artificial intelligence tool like a digital assistant on a mobile device. While there are many benefits to having quick access to information, it is important to know that a lot of the information you receive may not be reliable. Knowing if […]
Historically, owning a home has been one of the most common ways for Americans to build wealth. Through home ownership, you and your family can grow your wealth and have a strong sense of stability. As you pursue home ownership, you should know the information that will help you achieve this goal. This article answers […]
In the Unites States, it is common for many people to have debt. Borrowing money to buy a car, house, or other expensive item is normal. Yet, if you have too much debt it can lead to stress and not being able to pay your bills and other expenses. For anyone with debt, it may […]
