Outsmarting Scammers

Have you ever fallen for a scam? If so, you are not alone. The Department of Agriculture, Trade and Consumer Protection’s website states that “consumers lose more than $40 billion a year to telemarketing fraud”. And it’s just getting worse. According to a 2021 Scam and Robocall Report, phone scam attempts increased by over 116% in […]

Extension’s Impact: Boosting Financial Skills for Social Workers

One in three Wisconsinites is struggling to afford necessities such as housing, food, clothing and transportation. Across our state close to 600,000 people live below the federal poverty level, and an additional 1.3 million Wisconsinites live in a household that struggles to cover basic household expenses. Many individuals and families turn to social service agencies […]

Coping with Rising Prices

With gas prices passing $4.00/gallon in Wisconsin many of us are feeling the pinch at the pump. While many families are still recovering from losing income during the pandemic, the current spikes in prices for gas and food can feel particularly hard to manage right now. Consider trying some of the strategies listed below to […]

Sharing Expert Testimony at the Wisconsin State Capital

On March 1, Chelsea Wunnicke, Human Development and Relationships Educator Richland County, and Jenny Abel, Financial Security Outreach Program Manager, presented expert testimony on universal savings accounts for all children.  Wunnicke and Abel shared research-based context at the public hearing for the 2021 Senate Bill 947.  The public hearing was with the Assembly Committee on Ways […]

Credit Check Toolkit

Extension has great tools to help keep you on track to managing your credit reports. The Fair Credit Reporting Act provides individuals with the opportunity to receive a Free Credit Report every 12 months at the individuals request. There are three nationwide companies who participate in this program: Equifax, Experian and TransUnion – which allows individuals to use each […]

Tax Credits for Wisconsin Families

Low and moderate income Wisconsin residents can take advantage of a variety of tax credits. These credits can bring thousands of extra dollars to individuals and families, but an estimated 20% of people who are eligible for these tax credits do not claim them every year.  Here’s a breakdown by state. These credits include the […]

Check Your Free Credit Report for Signs of Fraud and Identity Theft

During the past year in Wisconsin, complaints to the Federal Trade Commission went from several hundred a month to a peak of 56,000 complaints in March 2021. The top complaint involved fraud, most often related to online shopping, followed by complaints about credit bureaus and financial services. Identity theft was the third most common complaint […]

Tools to Cope with the Financial Impact of COVID-19

COVID-19 has impacted our lives in many ways. View and download the Tools to Cope with the Financial Impact of COVID-19 guide. Find more answers to Frequently Asked Questions about financial resources on our webpage.  

Check Your Free Credit Report

By law, everybody can obtain three free credit reports each year. The information in your credit report affects your life in important ways—your ability to get a loan, how much you pay for credit and insurance, securing a job, renting a house or apartment, and preventing identity theft. It is important to check your report […]

Credit Report vs Credit Score

Many people use the terms “credit report” and “credit score” interchangeably, but they are not the same. Your credit report is a detailed account of your credit history, while your credit score is a three-digit number signifying your credit-worthiness. You are entitled to three free credit reports per year, but you generally have to pay to view your score.

Order Your Free Credit Report

By law, you are entitled to three free credit reports every 12 months–one each from the three credit reporting bureaus: Equifax, Experian, and TransUnion.

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