Credit Check Toolkit

Extension has great tools to help keep you on track to managing your credit reports. The Fair Credit Reporting Act provides individuals with the opportunity to receive a Free Credit Report every 12 months at the individuals request. There are three nationwide companies who participate in this program: Equifax, Experian and TransUnion. Typically,  individuals can obtain their most […]

Check Your Free Credit Report for Signs of Fraud and Identity Theft

In 2022, there were over 20,000 reports to the Federal Trade Commission from Wisconsin residents. The top complaints involved fraud, most often related to  imposter scams, identity theft,  credit bureaus and financial services, and online shopping. Reports of fraud have increased over recent years as scammers used the pandemic to come up with new ways […]

Check Your Free Credit Report

By law, everybody can obtain free credit reports each week at The information in your credit report affects your life in important ways—your ability to get a loan, how much you pay for credit and insurance, securing a job, renting a house or apartment, and preventing identity theft. It is important to check your […]

Read Your Credit Report

Information in Your Report Video Introduction to a Credit Report Sample Reports Identifying Potential Errors Dealing with Errors Monitoring Negative Information Information in Your Report Once you order a credit report from one of the three agencies, your report will appear on screen. We recommend printing your report (it might be long!) and saving it […]

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