Extension has great tools to help keep you on track to managing your credit reports. The Fair Credit Reporting Act provides individuals with the opportunity to receive a Free Credit Report every 12 months at the individuals request. There are three nationwide companies who participate in this program: Equifax, Experian and TransUnion. Typically, individuals can obtain their most up-to-date credit report three times in a calendar year. However, to better help individuals protect their personal information, the 3 credit bureaus will allow individuals access to free, weekly credit reports through 2023.
If you would like more information on Credit Reports, Credit Checks or other Financial Coaching, please contact Jenny Abel, Financial Security Outreach Program Manager, at email@example.com or one of our UW-Madison Division of Extension Financial Educators.